Boston Bankruptcy Lawyer

Are you struggling with debt? Looking for a solution?

If you are currently dealing with financial issues that are leaving you struggling to make ends meet, then you have come to the right place.  At Patriot Bankruptcy, our Boston bankruptcy lawyers are fully committed to ensuring that our clients have the high-quality and reliable legal assistance that they need to get their feet underneath them once more.  From seeking to file for Chapter 7 bankruptcy to Chapter 13 bankruptcy and even when dealing with issues pertaining to creditor harassment, our firm has the experience and the knowledge necessary to helping our clients protect their legal rights and seek the just outcome they deserve.

For visitors to our website, we encourage you to read through our Special Reports, learn the latest bankruptcy secrets and go through our Bankruptcy Library. If you still have questions, check-out our Bankruptcy FAQ section.  You'll quickly find that we offer much more than other bankruptcy attorneys in the area.  We recognize that bankruptcy is a complex issue for many people and we have therefore provided this website as a way to give you the information that you need.  By clarifying the issues, we hope to help you debunk some common myths or misconceptions that may be misleading you and to offer you the truth about this viable solution to getting control of your finances once more.

We recognize that if you are reading this, it is because you have already taken a big step – just by deciding that you want to learn more about bankruptcy.  We want to meet you half way.  Spend as much time here as you want learning all you can about the bankruptcy process. Some of this may be what you already know.  Some may be different than what "everybody says." When we meet in-person, we'll spend the hour together talking about your financial situation to give you the confidence that you need to move forward in the bankruptcy process.

File for Bankruptcy for Protection by Federal Law Bankruptcy Law

One of the numerous benefits of filing bankruptcy is that the minute you file, the Bankruptcy Court issues an order telling all your creditors to leave you alone — or else.  This order is called the "automatic stay" and it is issued pursuant to United States Code 11, §362.  This is so strong that creditors cannot even talk to you! This is because long ago Congress realized that if there is no way to get free from the burden of crippling debt, people tend to lose hope, become non-productive, withdrawn and a burden on society.  For this very reason, the legal process of bankruptcy was created — to help people get the fresh start that they deserve!

That is why you have the right to eliminate your debts under Federal Law.  You are entitled to have thousands and thousands of dollars discharged — totally eliminated — and wiped off of your plate.  Whether or not you choose to exercise that right is your decision, but it is important to know that you have this option.  In an era where charge cards are sent out through the mail and credit applications are stamped "pre-approved" — creditors lend money without regard to whether or not the borrower can pay it back.  They cover their losses by charging high rates of interest.  If you have fallen victim to tactics such as this or have otherwise fallen into debt, you have the right to file bankruptcy and get a fresh start.  No more collection calls, lawsuits, repossessions or foreclosures — nothing.  Still can't believe it? Find out for yourself how bankruptcy really works with the help of our firm.

Do not attempt to handle a bankruptcy case on your own!

Bankruptcy law is very technical.  Even the most innocent mistake can cause your case to get thrown out.  Creditors will try to intimidate you and take advantage of your lack of knowledge and they will employ aggressive teams of lawyers and debt collectors to trick and confuse you.  The law is over 500 pages long, and as you would expect, our attorneys have thoroughly read, studied, dissected and examined it.  If you have debt problems, we can help.

Dealing with debt should never be something that is taken on lightly and should never be something that is treated flippantly.  It might be tempting to simply deal with it yourself, but it is important to remember that this is an extremely delicate area of the law that deserves to be handled by someone that truly understands it.  Keep in mind that it has taken our legal team years and years of practice to fully understand the law and it is something that we are continually working to educate ourselves on.

When you need the job done right, you need to bring in the involvement of a professional.  That is where we come in.  We know the law and we are ready to put our knowledge to work for you.  No matter the exact circumstances that you find yourself facing – no matter whether you are eligible for Chapter 7, Chapter 13 or even if you would like to discuss valid alternatives, we encourage you to contact us as soon as possible.  You can trust in both our ability and our desire to help.

Why You Need a Boston Bankruptcy Attorney

Ever since the new Bankruptcy Law took effect in late-2005, credit card purchases of $500 or more and large cash advances are often declared non-dischargeable by a bankruptcy judge if the creditor (your credit card company) challenges your request to have them discharged.  Here's the scoop on what's really going on: Only good faith debtors who use credit cards intending to repay the debt (but may now be financially unable to pay it) are entitled to discharge.  Under 11 U.S.C. §523(a)(2)(A), credit card companies don't really know which debtors do or don't intend to pay them back, but they force self-represented litigants to pay back a big portion of the balance in exchange for the lawsuit being dropped.

Our attorneys take a "No Settlement Policy" and fight these cases by filing counterclaims against the credit card company, aggressively using discovery demands and filing motions.  We generally demand that the credit card company discontinue their lawsuit immediately, and we notify the creditor that our client will fight the case through trial, and how we'll seek costs and attorney fees from the credit card company for pursuing such a baseless and frivolous claim.

Our Lawyers Make the Difference

When you hire us to help you, you will be represented in Bankruptcy Court by an experienced lawyer who is part of the elite brain trust of bankruptcy law created by our firm — not just a solo attorney who dabbles in this area law.  You will be totally prepared for the process and we'll work with you to help re-build your credit immediately! Take the first step by calling us and get your bankruptcy law questions answered by an aggressive lawyer with a deep understanding of what you're facing.  You'll learn your options, why you should hire our firm, and how our Unique Guarantees can work for you.

If you can't pay your bills, the "next best thing" is not having to.  Join 20,000 of your family and friends in Massachusetts and consider filing for bankruptcy.  You have a right to end this financial nightmare.  Even if you don't know if bankruptcy is right for you, start preparing for the possibility that you might need to file for protection in the future.  If you are ready to learn more about bankruptcy and are ready to take the first step towards financial solvency, we encourage you to pick up the phone and call us today at 1-888-453-FILE.

No matter whether you are looking to take advantage of our free 24 hour recorded bankruptcy and debt info line to get the information you need, want to schedule a face-to-face debt consultation or want to have a consultation for free over the phone, we can help.  You can even get us to call you by filling out our free online form.  So don't waste another moment! The sooner that you get us involved, the sooner that we can work with you to determine the best course of action for you.

To schedule your initial case consultation, please contact a Boston bankruptcy attorney from our firm.

Patriot Bankruptcy is a subsidiary of Patriot Justice™. We are a debt relief agency.  We help people file for bankruptcy relief under the Bankruptcy Code.